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Harrison you and Ryan have developed a unique solution called the boss wealth plan to simplify complex Financial situations can you explain what it is and how it works? Difference in 2008 huge downturn in stock market 1 generation lost 2030 even 40 is 50% of what they were planning on retiring and they didn’t have the opportunity to be expected we also have another generation who plan on Social Security and 10 years ago Ryan and I saw cracks in the foundation now what were some hard 18 holes in the foundation of help people plan for their financial Futures and so as we talk more about this but what the plan really is is is exactly what we talked about it is the optimal system of security we want people to understand and be able to plan on building their own system of security instead of relying on things like Social Security and cells and I saw those cracks in the foundation we found five separate pieces of that Foundation that I wanted to share with you today first we decided that if we were going to meet anybody we needed to have that you didn’t need to be a PhD he didn’t need to have a whole bunch of experience in a financial plan you just needed to be able to follow something simple and we felt like that needed to run on autopilot she set it up and once it’s set up properly it ran on its own have to worry about the next step was going to be spending a lot of time looking at charts and graphs to understand how to restructure that plan on a yearly basis next word for everyone he knows there’s a lot of plans out there for millionaires there’s a lot of plans out there that people talk about people who don’t have a lot of money and we wanted to have a plan that everybody can have access to other they had a million dollars or maybe just a few thousand dollars they could put towards that we obviously wanted 2008 the redo in our financial results we wanted this to be simple as usual